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Wednesday, August 3, 2011
Reeldanger: Sportsfishing ? Vacations for Fishing Worldwide ...
[unable to retrieve full-text content]One of the most popular of all water sports, sportsfishing is one of the favorites among millions of people. This form of recreation may be for fun or it could.
Tuesday, August 2, 2011
Police: Planes collide over Alaska, 4 dead (AP)
TRAPPER CREEK, Alaska ? Two single-engine float planes collided as they flew near an Alaskan lake and one of them crashed and burned, killing the four people aboard, authorities said. The second plane landed safely despite significant damage.
The Cessna 180 was destroyed by the impact and fire, Federal Aviation Administration spokesman Ian Gregor told The Associated Press.
"It was engulfed in flames on the ground," Alaska State Trooper spokeswoman Megan Peters said.
The crash around Amber Lake near Trapper Creek, 80 miles north of Anchorage, came nearly three weeks after another in-flight collision that remarkably left the 13 people aboard the two aircraft unhurt.
The second plane in Saturday's crash, a Cessna 206, sustained significant damage but was able to return to Anchorage International Airport and make an emergency landing, after the collision around Amber lake near Trapper Creek.
Pilot Kevin Earp, 56, of Eagle River was alone in the aircraft and uninjured, Peters said in a news release.
She said late Saturday that four bodies were recovered from the wreckage. Authorities initially said at least two people were killed.
The State Medical Examiner's office was working to identify the dead.
There was no immediate word on how the collision occurred.
On July 10, nine people aboard a Piper Navajo and four people in a Cessna 206 were uninjured when the planes collided. Both aircraft had minor damage but were able to land safely in Anchorage, with FAA spokesman Mike Fergus then describing the incident as "almost unheard of."
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Monday, August 1, 2011
21 top prosecutors quit as Mexico continues purge (AP)
MEXICO CITY ? The top federal prosecutors in 21 of the country's 31 states and federal district have resigned, the Mexican Attorney General's Office announced Monday.
The prosecutors quit on Friday, said state office coordinator Rosa Elena Torres Davila. It was the largest mass resignation in the agency's recent history and came a week after the department had announced that 111 of its staff had been charged with crimes and 192 more fired for botching cases.
But officials did not provide any explanation for the resignations or say if they were connected to the internal purge that has been ongoing since Attorney General Marisela Morales took office in April.
"Mexico today requires that those of us performing public duties do so with complete dedication and responsibility," Morales said in a short written statement after the announcement.
Among those leaving were the top federal prosecutors for Mexico City, which is a federal district, as well as three of the country's most violent states: Durango, Tamaulipas and Sinaloa.
Federal prosecutors are key in the ongoing effort against drug trafficking and organized crime. The prosecutors who left will be replaced temporarily by their assistants.
University Student Loans - Gonzo! | Sustainable Personal Finance
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I started university in the mid 90?s and back then university student loans were distributed by the government.? I needed some loans to pay out of necessity.? While my Mom gave me the best financial advice I could have received indirectly, our family had to rely on additional help for the post secondary education Mom positioned my sister and I for so well.? Shortly thereafter, prior to my graduation, the government tired of defaulting borrowers and shifted the student loan program to the big banks.? Regardless, I finished this part of my education with sizable university student loans.
After graduation, new grads are given a grace period before they have to start repaying their loans.? I had moved out west to Calgary to look for work but the time eventually came when I had to start making monthly payments against my university student loans.? I say loans because the money borrowed was lent to students both from the Canadian and Ontario governments.
I wasn?t making much in an entry level position with a major telecommunications company and the payments on the loan were quite oppressive.? I switched jobs a few times and in the end determined that being a call centre representative wasn?t my calling so I decided to move back to Ontario to attend a 3 year college program in Information Technology ? I needed to learn how to do something.? An added bonus was that by re-entering school my university student loans were frozen until I graduated.
I once again required student loans, but this time from my bank, for my college education.? The amount I would need to borrow was significantly less as a diploma costs a lot less than a degree in Canada, and, this time around I was living at home and had a part time job tending bar / karaoke host (yes, I sing ? another story!).
I graduated with a good average grade and coupled with my university degree and real business experience I? landed a very good internship position which would, in time, lead to a good government job with the Province.? Prior to landing the permanent job the vaunted grace period once again disappeared and I was back to paying not only my college student loan but also my much larger university student loans.
When I initially spoke to a rep regarding my college student loan I learned that the interest rate I would pay was Prime (the banks prime) + 3.5%.? I was floored.? An ugly rate.? This loan had to go asap (although it didn?t).? My university loan interest rates were better, even though I owed more on them.? The interest on the Canadian portion of the loan was Prime + 2.75% and the interest on the Ontario portion of the loan was Prime + 2%.
It took 4 years and the prospect of buying a home (or better yet, qualifying for a loan for a home) for me to start to attack these debts beyond the minimum payments.? Although it was the smallest loan at the time I figured paying off the college student loan I owerd to the bank made the most sense.? It was a lot of interest, proportionally.? Plus, I was saving for a down payment on the house and this was the smallest of the 3 loans.
Years went by and I continued to pay off my university student loans month by month, minimum payment by minimum payment.? We?ve mentioned that over the past 2 years or so I have become keenly focused on our personal financial plan as we enter the foray of personal finance.? Debt reduction is a key part of our personal financial plan.? We had a logical choice to make ? mortgage or student loans ? which debt makes the most sense?
- Mortgage: 3.62% fixed for another 4 years
- Federal Student Loan: 5.75% variable rate
- Ontario Student Loan: 5.00% variable rate.
Given that the base Bank of Canada rate is 1.00% (and the banks hike this up) is historically low and realistically has to go up eventually, the variable rate loans seem prime to increase how much interest we?d have to pay.? We were decided: paying off the university student loans was our best choice ? and the choice wasn?t even close.
Just how much more did we have to pay?
| Payment | Principal | Interest | Total/Mo | Term (Mos) | Total Owing |
| Canadian | $177.43 | $47.57 | $225.00 | 50 | $9,833.84 |
| Ontario | $47.75 | $10.80 | $58.55 | 71 | $3,085.46 |
| Total | $225.18 | $58.37 | $283.55 | 71 | $12,919.30 |
Each and every month almost $300 comes out of our account.? The interest is much lower than it was years ago when I was barely paying off principal and most of the payment was going toward interest.? A mistake ? i?m sure I should have increased payments, made lump sum payments ? done whatever I could have to pay down my university student loans.
So in mid July, Mrs. SPF and I looked at our savings, our emergency fund, our projected personal finances and decided ? let?s make this university student loan gonzo!? Get rid of this BIG interest debt.? Pay it off prior to lil? SPF?s arrival.? Free up almost $300 a month.
I?ve felt held hostage to these loans for 14 years and (assuming interest rates don?t rise ? which I suspect they will) I was looking at paying the Canadian portion for just over 4 more years and the Ontario portion of my university student loans for just shy of 6 years.? Enough was enough.? Time to pay this one off and focus on our mortgage and retirement plans.
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Source: http://sustainablepersonalfinance.com/university-student-loans-gonzo/
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Leasing Companies ? Your best choice for the ... - Financial Crossing
Financing of common sense, fast approvals and flexibility that makes absolutely no sense for your company ? that's why, if you want to rent the equipment leasing company is the best choice to finance leasing activities.
If you ask ten rapid benefits of any type of business financing in Canada names were frankly can not imagine any other type of funding would then rent another name. Think about it.
Ten, yes ten fixedReasons for considering a leasing company for the correct choice of financing activities. Recap ': technological obsolescence protection, the benefits of accounting, management of cash flows, potential tax savings, and the right to have or not, the good at the end of the lease cost, the ability to finance its activities to match their useful economic life, (like our boy, that one!) credit fast and, finally, often at lower costs and cash flow.
Damn! It 'was a mouthfulReasons. Let the circle back to one of these services, issuing a prompt credit.
Canadian corporate finance is indeed a challenge in recent years. Traditional financial institutions are funded equipment, such as banks and insurance companies honest, not only the financing of the leasing business needs. The leasing company you worked with, you will probably pay, but are noticing. Somehow we all survived and as we head into 2011,Financial sector facilities is a role good enough.
We keep coming back to the flexibility, if customers ask us what options are the best choice in the lease. Always remember that if you are good that you enter into a lease to own scenario, you can choose to fund, also known as a "finance lease" or, more flexibility to our topic, you can decide for operating leases ? Just what is your desire to use an asset they have not. Equipment that depreciates rapidly,must be replaced because of technology, etc., is the perfect choice for an operating lease-option.
Financing assets of the business comes from very different needs ? could be a photocopier in the office (or computer), equipment for your workshop, and also a commercial jet for your business meetings! (Well, you can dream, right?). Our point is simply that any type can be leased, and often bundled with other services such as installation,Maintenance, warranty, etc. Here is our flexibility.
Do you have a personal relationship with hundreds of leasing companies in Canada? If we are jealous, and you obviously have a lot of time on your hands. If you are not a reliable and credible and experienced corporate finance Canadian consultant can provide many benefits of leasing, may be set to talk to the leasing company that suits your needs.
Leasing Companies ? Your best choice for the Business Equipment Finance: Business leasing makes sense!
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